Mohammad Xaurayz Nadeem

Mohammad Xaurayz Nadeem

Accounting & Finance at LUMS | PwC Audit Intern | 100% Scholarship Recipient

Based in: Karachi, PakistanMost recently: Corporate Financial Reporting I,II; Probability and Statistics Teaching Assistant, LUMSExperience: 1 year

Hire me

Accounting and Finance student at LUMS with hands-on audit experience at PwC, where I reconciled high-value inventory for National Refinery and Searle Pakistan. 100% scholarship recipient at Nixor College with a focus on financial modeling, credit risk analysis, and technical teaching assistance.

Experience

Corporate Financial Reporting I,II; Probability and Statistics Teaching Assistant

LUMSworkSep 2025 – May 2026

Summary

Delivered technical guidance on IFRS-based reporting and probability & statistics to 50+ students per class. Simplified complex consolidation, revenue recognition, financial instruments, and statistical concepts. Improved student performance through structured rubrics, detailed grading, and targeted feedback.

Results

  • Mentored 145+ students across three rigorous courses (CFR I, CFR II, and Probability & Statistics), with those attending review sessions showing marked improvement in conceptual understanding and exam performance.
  • Managed 145+ students total across 3 semesters.
  • Delivered review sessions for sections of 52, 53, and 40 students.
IFRSProbability and StatisticsFinancial Reporting

Audit & Assurance Intern (National Refinery Limited)

A.F. Ferguson & Co. (PwC)workJun 2025 – Jul 2025

Summary

Analysed operating expenses and balance sheet accounts using SAP GL data and supporting documentation to assess classification accuracy and cut-off compliance. Evaluated inventory valuation and reconciliation processes through physical verification and oil tank calibration, identifying control risks in high value stock balances. Re-cast financial statements and performed analytical review procedures to identify inconsistencies and unusual variances. Assisted in bank and legal confirmations and documented audit evidence using Aura, contributing to risk assessment of material accounts.

What I did

  • Evaluated inventory valuation and reconciliation processes for 15-20 oil tanks, identifying control risks in high-value stock balances.

Results

  • Reconciled data for 15-20 oil tanks, confirming inventory values while flagging operational risks related to poor maintenance and lack of digitization.
SAP GLAuraAudit & AssuranceFinancial Statement Re-casting

Audit & Assurance Intern (International Steels Limited)

A.F. Ferguson & Co. (PwC)workJun 2024 – Jul 2024

Summary

Reviewed financial statement disclosures and performed cross-referencing checks to enhance reporting accuracy for a publicly listed manufacturer. Tested operating expenses and capital expenditures to evaluate risk of material misstatement and internal control effectiveness. Conducted inventory verification procedures at Searle Pakistan Limited, reconciling recorded quantities with physical counts to validate working capital balances.

Results

  • Conducted a full-scale warehouse audit of packaging materials (coils, paper packaging, cardboard, nuts) at Searle Pakistan Limited, reconciling physical stock with recorded quantities to ensure working capital accuracy.
  • Confirmed 100% accuracy in recorded inventory values across the packaging warehouse, validating the integrity of the client's internal controls.
Financial Statement Disclosure ReviewInternal Control TestingInventory Verification

Skills

Technical

Financial Statement Analysis
Three-Statement Modelling
Ratio Analysis
Pivot Tables
Financial Modelling
Microsoft ExcelMicrosoft Excel
Sensitivity & Scenario Analysis
Budgeting & Forecasting
Working Capital Analysis
DCF Valuation
Comparable Company Analysis
Credit Risk Assessment
PowerPoint
Multiple Regression
SAP

Areas of expertise

Leadership
Team Management

Projects

Applied Financial Analysis

Studentpersonal
Conducted comprehensive credit analysis of Ghani Chemical Industries Limited using PACRA-style rating methodology. Projected FY26 financials, evaluated loan requirements, and recommended strategies to optimize credit rating and working capital efficiency. Assessed leverage, liquidity, profitability, and coverage ratios to evaluate financial stability and debt sustainability.
PACRA-style rating methodologyFinancial ProjectionRatio Analysis

Intermediate Finance

Studentpersonal
Built a five-year three-statement financial model for HBL incorporating revenue forecasting, cost projections, and working capital assumptions. Estimated WACC using CAPM framework and calculated terminal value using Gordon Growth method. Presented investment recommendation supported by quantitative and macroeconomic analysis.
Three-statement financial modelWACCCAPMGordon Growth methodMacroeconomic analysis

Financial Derivatives

Studentacademic
Evaluated five option trading strategies for Warner Bros. Discovery in response to takeover news using real market data. Applied the Black-Scholes model and Greeks (Vega, Theta) to assess option pricing and sensitivity under varying market conditions. Developed strategy recommendations and limitations by comparing theoretical valuations with market prices in an event-driven takeover scenario.
Black-Scholes modelGreeks (Vega, Theta)Option Trading Strategies

Organizational Behaviour

Studentacademic
Conducted a survey-based study of 55 Federal Board of Revenue (FBR) officers to analyze organisational culture, identifying strong teamwork, performance orientation, and control, but moderate innovation. The study was aimed at understanding employee perceptions in a high pressure public sector environment through detailed statistical and contextual analysis.
Statistical AnalysisContextual AnalysisSurvey Methodology

Education

BSc (Hons.) Accounting & Finance

Lahore University of Management Sciences (LUMS)Accounting & Finance with a minor in EconomicsGPA 3.66Sep 2023 – May 2027

Coursework

Applied Corporate FinanceApplied Financial AnalysisFinancial DerivativesActuarial Sciences and Insurance

Societies & activities

Sports at LUMS (SLUMS)

A-Level

Nixor CollegeEconomics, Mathematics, AccountingSep 2021 – May 2023

O-Level

Froebels Education Centre (FEC)Sep 2020 – May 2021

Societies & activities

Student Council

Recognition

Awards

Student Council Member

Froebels Education Centre (FEC)

Dean's Honor List

LUMS

Dean's Honor List

Nixor

100% Academic Scholarship

Nixor College

Governance & advisory

Director

Sports at LUMS (SLUMS)otherOct 2023 – Feb 2026

Progressed through LUMS Sports Society over 3 years, serving as Director across Promotions, Registrations, Socials and General Administration & Security; managing 15+ members per department. Led Orientation & Inductions 2025-26 as Event Head, achieving record applications and strengthening the quality of inductees. Director Executions for LUMS Sports Fest 2026, successfully managing 1,500+ delegates in the society's largest event to date.

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