Afrasyab Afzal

Afrasyab Afzal

Lead Software Engineer | Fintech & Backend Architect | Scaling Systems at Paymo & Algozen

Based in: Lahore, PakistanCurrently: Lead Software Engineer, PaymoExperience: 4 years

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Lead Software Engineer with a track record of driving technical excellence in fintech and high-growth startups. Expert in architecting scalable microservices, optimizing data pipelines, and leading global engineering teams. Saved $12k/year at Paymo with custom OCR and boosted Algozen's shipping velocity by 30% through agile transformation.

Experience

Lead Software Engineer

PaymoLahore, PakistanworkFeb 2024 – Present

Summary

Architected Paymo's transition to an open-loop digital payment ecosystem, impacting 21,000+ users with new payment rails (IBFT, mobile top-ups, bill/challan payments) via partner EMI APIs. Saved 12,000 USD annually by designing and deploying a custom OCR system using Google Vision + proprietary logic for Urdu CNIC parsing, reducing onboarding latency by 50%. Designed mobile application system for fraud prevention: implemented SSL pinning, rooted device detection, emulator checks, and app integrity verification. Ensured Zero compliance breaches through robust encryption, secure session handling, and periodic code audits. Engineered backend microservices in Python, handling 10,000+ daily API requests with > 99.5% uptime. Integrated 14+ critical APIs across payment gateways, KYC, fund transfers, and fraud layers; reduced API response time by 35%. Architected a high-availability Event ticketing platform, enabling real-time QR validation, seamless checkouts, with automated reconciliation. Designed CI/CD pipeline optimization with GitHub Actions; achieved 90 %+ code coverage to reduce deployment failures.

Results

  • Impacted 21,000+ users with new payment rails
  • Saved 12,000 USD annually via custom OCR system
  • Reduced onboarding latency by 50%
  • Maintained > 99.5% uptime for 10,000+ daily API requests
PythonGoogle VisionOCRSSL pinningGitHub ActionsCI/CDMicroservicesREST APIsEMI APIs

Software Engineering Team Lead

AlgozenRemote - US-BasedworkMar 2023 – Feb 2024

Summary

Managed and mentored a globally placed team of 5, increasing team performance through agile velocity tracking and automated retrospectives. Developed a back-testing system for trading strategies to efficiently place trades, monitor profit/loss, and implement effective stop-loss. Revamped data pipelines with Julia and Go, migrated legacy monolith to containerized microservices; decreased deployment time by 50% via Docker and CI/CD pipelines.

Results

  • Boosted feature delivery by 20-30% through defined deliverable boundaries and time-boxed sprints
  • Increased feature shipping velocity by 20-30% via agile tracking and automated retrospectives
JuliaGoDockerCI/CDMicroservicesAgile

Associate Software Engineer

Geeks Pod IntelligenceIslamabad, PakistanworkMar 2022 – Sep 2022

Summary

Developed full-stack food delivery management system, including cart-to-delivery lifecycle, stock control, and live tracking. Automated Android/iOS build processes using Docker and Node.js, saving 20+ hours/week. Engineered APIs with PHP (CodeIgniter) and Node.js; improved response times and added robust JWT authentication.

Results

  • Saved 20+ hours/week by automating build processes
  • Improved API response times
Node.jsDockerPHPCodeIgniterJWTAndroidiOS

Skills

Technical

PythonPython
GitGit
Microservices
REST APIs
SQLSQL
React.jsReact.js
Postman
GoGo
Node.jsNode.js
PostgreSQLPostgreSQL
MySQLMySQL
JavaScriptJavaScript
DockerDocker
Next.jsNext.js
GitHub ActionsGitHub Actions
TypeScriptTypeScript
Julia
ExpressExpress
FlaskFlask
VercelVercel
JIRAJIRA
FirebaseFirebase
RedisRedis
PyTest
CodeIgniter
VueVue
C++C++

Languages

Urdu
English
Arabic

Projects

React Recon

Full Stack Developerpersonal
Full-stack MERN app for auto-analyzing React/Next.js code quality. Optimized analysis engine using memoization to eliminate redundant re-renders during visual highlighting of performance bottlenecks.
MERNReactNext.jsNode.jsExpressMongoDB

ETF Portfolio Backtester & Strategy Visualizer

Developerpersonal
Built a modular bot simulating ETF trading strategies using a custom 9-sigma backtesting engine. Implemented dynamic simulations with user-controlled inputs (growth rate, capital allocation), supporting automated buy/sell logic.
Python9-sigma engine

Education

BS Computer Science

National University of Computer and Emerging Sciences (FAST NUCES)Computer Science2019 – 2023

What drives the work

Motivations

  • Fintech Systems
  • Early-Stage Startups
  • Backend Architecture
  • Microservices
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Afrasyab's twin is AI, it can make mistakes.