Sneha Kumari

Finance & Psychology @ LUMS | 3.973 CGPA | Ex-PwC & SECP | 6x Teaching Assistant

Based in: Karachi, PakistanCurrently: Teaching Assistant (Multiple Courses), Lahore University of Management SciencesExperience: 4 years

Hire me

High-achieving Accounting & Finance student at LUMS (3.973 CGPA) with a minor in Psychology (4.0 minor GPA). Proven track record in financial modeling (DCF, Monte Carlo), regulatory research at SECP, and academic leadership as a multi-semester Teaching Assistant. Passionate about bridging the gap between quantitative finance and organizational behavior.

Experience

Teaching Assistant (Multiple Courses)

Lahore University of Management Scienceswork2024 – Present

Summary

Designed key graded instruments for core business courses such as Actuarial Sciences, Management Accounting and Organizational Behavior to test theoretical and field-relevant applications of tutelage. Assisted 100+ students with coursework and facilitating classroom communication

What I did

  • Teaching Assistant for: Organizational Behavior, Management Accounting, Principles of Finance (FINN-100), Actuarial Sciences and Insurance (twice), and Human Resource Management (Jan-May 2026).
  • Designed graded instruments and facilitated learning for 100+ students per semester across multiple business and actuarial disciplines.
Actuarial SciencesManagement AccountingOrganizational Behavior

Insurance & Policy Intern

SECP (Securities and Exchange Commission of Pakistan)internshipJun 2025 – Aug 2025

Summary

Worked within the Insurance and Policymaking Division, focusing on regulatory frameworks, industry research, and compliance.

What I did

  • Researched the Pakistan insurance industry (Motor, Primary Healthcare, Takaful) to draft official SECP publications.
  • Assisted in drafting notifications and SROs for accounting policy updates and industry shifts.
  • Conducted research on Risk-Based Capital (RBC) regimes and participated in international regulatory summits.
  • Managed large datasets and coordinated with firms regarding compliance and actuarial requirements.
Insurance RegulationPolicy DraftingRisk-Based Capital (RBC)Actuarial AnalysisComplianceData Analysis

Audit Intern

A.F. Ferguson (a member firm of the Pwc network)workJun 2024 – Aug 2024

Summary

Assisted in the annual audit of International Industries Ltd. and their 15+ subsidiaries. Conducted 3-pronged substantive and analytical testing of financial records, analyzing non-financial data for trends. Developed a comprehensive industry analysis for the Polymer and Steel pipes sector of Pakistan

Results

  • Coordinated within a team of 5 Chartered Accountants to execute the audit of International Industries Ltd. (IIL) and International Steels Limited (ISL).
  • Conducted physical stock audits and verified digital transaction uploads to ensure data integrity.
  • Performed process walkthroughs by interviewing client personnel regarding purchase orders, shipments, and employee attendance records.
Substantive testingAnalytical testingIndustry analysisFinancial auditing

Skills

Technical

Excel
MS Office Suite
Canva
Video Editing
DaVinci Resolve
R-Studio
@Risk
PythonPython

Areas of expertise

Fiction Writing
Consumer Behavior
Industrial Psychology
Presentation Design
Content Writing
Tutoring
Oration

Projects

Coca Cola Pakistan: Communication Failure Case Study

Lead Researcheracademic
Collaborated with communication seniors at Coca Cola Pakistan's head office to conduct a deep-dive case study on corporate communication failures. Interviewed HR and communication leadership to document a specific historical failure and developed a strategic resolution framework for future reference.
Case Study DevelopmentStakeholder InterviewsCorporate Communication Strategy

NIMIR Chemicals Valuation & DCF Analysis

Financial Analyst (Project)personal
Executed a comprehensive DCF analysis and fundamental valuation of NIMIR Chemicals Ltd. Conducted market research on Pakistan's chemicals sector, analyzed annual reports, and built an Excel model to compute WACC, risk-free rates, and intrinsic stock value. Determined the company was underpriced based on intrinsic valuation.
ExcelDCF ModelingWACC CalculationFundamental Analysis

Education

BSc (Honours)

Lahore University of Management SciencesAccounting and Finance (Minor in Psychology)GPA 3.973 / 4Aug 2022 – Jun 2026

Thesis. Minor in Psychology (4.0 GPA)

Coursework

Portfolio ManagementActuarial Science and InsuranceFinancial DerivativesApplied Taxation

A-Levels

Nixor CollegeEconomics, Accounting, and PsychologyAug 2020 – Jun 2022

Recognition

Awards

Dean’s Honor List (Consistent)

Lahore University of Management Sciences2024

Awarded every semester/year for maintaining exceptional academic standing.

50% Merit Scholarship

Lahore University of Management Sciences2022

Achieved a position in the top 15 of the Business School batch of 2026

Cambridge Learners’ Excellence Award

Cambridge Assessment International Education2022

Highest Global Score for A-Levels Accounting

Q&A

In Sneha’s own words.

Why do you want to join the Pakistan Cables MTO program?

I am driven to join Pakistan Cables’ MTO program because it represents the intersection of industrial excellence and strategic innovation. Having audited industrial leaders like International Steels (ISL) during my time at PwC, I have seen firsthand the complexity of large-scale manufacturing operations. I want to transition from analyzing these companies from the outside to driving their growth from within. With a 3.973 CGPA from LUMS and a minor in Psychology, I bring a unique dual-lens: the analytical rigor to master complex financial modeling (as seen in my DCF valuation of NIMIR Chemicals) and the behavioral insight to lead cross-functional teams effectively. Your MTO program’s reputation for high-stakes responsibility and operational excellence is the ideal environment for me to apply my background in finance and regulatory policy to solve real-world industrial challenges.

What drives the work

Motivations

  • Solving complex business puzzles that bridge quantitative finance with human/organizational behavior.
  • Working in fast-paced, entrepreneurial environments with early responsibility.

Objectives

  • Secure a Business Analyst role in advisory or investment, leveraging financial modeling and regulatory research skills.
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Sneha's twin is AI, it can make mistakes.

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