Muhammad Qamar

6x Gold Medalist | CFA Research Challenge Top 10 | Finance & Data Analyst

Based in: Lahore, PakistanCurrently: Teaching Assistant — Business Finance, FAST-NUExperience: 1 year

Hire me

High-performing Finance graduate and 6x Rector's List Gold Medalist with a track record of precision and analytical depth. Ranked in the National Top 10 for the CFA Research Challenge, I specialize in complex financial modeling, equity research, and data-driven insights using Python and Power BI. From reconciling 5,000+ transactions at Service Industries Limited to conducting 20-year cross-country panel studies, I bring a blend of traditional finance expertise and modern technical automation to every project.

Experience

Teaching Assistant — Business Finance

FAST-NULahorepart time2026 – Present
Evaluate student projects, quizzes, and assignments under faculty supervision, ensuring academic integrity. Conduct invigilation duties during quizzes and assist students with financial concepts and numerical problem-solving
Financial ConceptsNumerical Problem-solving

Internal Audit Intern

Service Industries Limited (SIL)LahoreworkJun 2025 – Aug 2025

Summary

Performed bank reconciliations by cross-verifying bank statements against cash books for accuracy and compliance. Maintained and updated corporate tax files, ensuring timely and accurate record-keeping across departments. Gained hands-on exposure to ERP systems including Oracle and Microsoft Dynamics 365 in a live audit environment

What I did

  • Performed bank reconciliations for a 2-3 month period by cross-verifying bank statements against cash books for accuracy and compliance

Results

  • Verified almost 5,000 transactions during a 2-3 month bank reconciliation process, ensuring 100% accuracy between bank statements and cash books.
OracleMicrosoft Dynamics 365ERP Systems

Accounts & Finance Intern

Global Reach ConsultantsLahoreinternshipJun 2024 – Aug 2024
Maintained accounts payable and receivable records; recorded financial transactions and supported bookkeeping operations. Assisted in preparation, organization, and filing of financial records to support management reporting
Bookkeeping

Skills

Technical

MS Excel
Pivot Tables
VLOOKUP/XLOOKUP
Financial Modeling
Power BI
Dashboards & Visualization
SmartPLS
SPSS
QuickBooks
MS Dynamics 365
PythonPython
HubSpot CRM
Oracle
Google Colab

Projects

Portfolio Risk Analysis and Derivatives Strategies

Financial Analystacademic
Evaluated market risk for a five-stock U.S. portfolio using Value at Risk (VaR) models and implemented strategic derivative hedges to mitigate downside exposure and support investment decisions.
Value at Risk (VaR)Derivative HedgesPortfolio Management

CFA Research Challenge Pakistan

Equity Research Analystacademic
Performed detailed financial analysis and peer ratio comparison of UBL; built valuation models and authored a comprehensive equity research report with buy/sell/hold investment recommendations
Financial AnalysisValuation ModelsEquity Research

Investment Analysis — PSX Listed Companies

Portfolio Manageracademic
Simulated PKR 10M investment portfolio across 5 sectors; monitored stock fluctuations over 3 months and recommended future strategies based on market trend analysis
Market Trend AnalysisPortfolio Simulation

FYP: The impact of Financial Inclusion on Entrepreneurial Activities with the Moderating role of Governance

Lead Researcherpersonal
Conducted a cross-country panel study on 60+ countries (2005-2024), utilizing Python for automated data extraction and Excel for complex panel data analysis.
ExcelPythonPanel Data AnalysisAutomated Data Extraction

Financial Statement Analysis — Nishat Mills & Gul Ahmed Textile

Financial Analystpersonal
Conducted ratio analysis, PACRA rating reviews, and financial forecasting; identified Nishat Mills as the more financially stable entity compared to Gul Ahmed Textile through the application of bankruptcy prediction models.
Ratio AnalysisFinancial ForecastingBankruptcy Prediction ModelsPACRA Rating Reviews

Ratio Analysis of Banks — Bank of Punjab vs. Meezan Bank

Financial Analystpersonal
Benchmarked profitability, liquidity, solvency, and efficiency ratios; performed comparative trend analysis
BenchmarkingTrend AnalysisRatio AnalysisLiquidity Analysis

Management Information Systems (MIS) Lab Project

academic
Developed a project in the MIS Lab utilizing Power BI for data visualization and management reporting.
Power BIData VisualizationManagement Information Systems

Education

Bachelor of Science

FAST-NU (National University of Computer & Emerging Sciences)Accounting & FinanceGPA 3.922022 – Jun 2026

Thesis. The impact of Financial Inclusion on Entrepreneurial Activities with the Moderating role of Governance

Societies & activities

Rector's ListDean's List

FSC

Government College UniversityPre-EngineeringSep 2021

Matriculation

District Public SchoolJul 2019

Recognition

Awards

Top 10 National Ranking — CFA Research Challenge Pakistan

CFA Society Pakistan2025

Ranked among top 10 teams nationally out of dozens of university teams competing in equity research

2nd Position in School

District Public School, Kasur2019

Achieved 2nd position in Matriculation exams

Gold Medal — Rector’s List (6×)

FAST-NU, Lahore

Awarded 6 Gold Medals for maintaining a top-tier SGPA (4.0/4.0) across 6 consecutive semesters — one of the highest distinctions conferred by FAST-NU to its students

Social impact & activities

Volunteer — Fundraising

Kaar-e-Kamal Foundationvolunteer

Contributed to fundraising drives for an education-focused NGO, supporting underprivileged communities through donor outreach and campaign participation

Brand Ambassador

Times Consultantother

Promoted consultancy services to prospective clients through targeted outreach, networking events, and campus-level engagement drives

What drives the work

Motivations

  • Startup Ecosystem
  • Financial Innovation
  • Data Automation
Hire MuhammadReach out about a role, a contract or a conversation.For recruiters

Muhammad's twin is AI, it can make mistakes.